The Washington State Office of the Insurance Commisioner has some insurance claim tips for those affected by the Taylor Bridge fire.
- Cooperate fully with the insurer. Ask what documents forms and data you'll need to file a claim. Keep a journal of all conversations, including who you talked with and when.
- Ask your insurer about additional living expenses if your home is destroyed. Save all relevant receipts.
- Take photos or video of the damage.
- If there's a disagreement about a claim, talk to the insurer. Ask the company to cite specific language in the policy. If you need help, call the Office of the Insurance Commissioner at 1-800-562-6900.
- If the insurer's offer seems too low, be prepared to negotiate to get a fair settlement.
If you're not affected by the blaze but live in a wildfire-prone area -- and much of the eastern part of the state is very dry right now – here are some tips on how you can protect your home http://insurance.wa.gov/consumers/home/wildfires.shtml
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